Based in Costa Mesa, CA
Scott Nicholson has been originating mortgages and helping families for almost 20 years. He takes pride in his ability to educate and guide clients through the decision-making process, start to finish. As an industry leader, he’s lead the charge in modernizing the renovation space while helping non-traditional loans, like Seller Buydown, take center stage. By educating both consumers and lenders, Scott is able to help even more families position themselves to benefit from today’s market.
For Frustrated Home Buyer
For Moving Out of the FHA Loan
For Building Equity with a new refinance
For First Time Home Buyer
For Home Buyer Whom Needs More Options
For How to sell for top dollar, but create affordable scenarios for potential buyers
For Making a Move-up purchase more affordable
For Helping The "Average Joe" Purchase a Home
For Refi before or after the election??
Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.
Scott Nicholson's most recent reviews, powered by SocialSurvey.
"Scott is extremely knowledgeable of his loan products and goes the extra mile to explain the numbers and processes behind his financing."
– CHRISTIAN P in ,
"Scott went above and beyond to help my client secure a mortgage. There was no shortage of challenges along the way but Scott was informative and knowledgeable the whole way and got it done for us!"
– Eric M in ,
"Scott was helpful and full of advice! When starting the loan process, he took the time to listen to our needs and find the loan that would get us as close to our end goal as possible. After hearing from other companies that what we wanted wasn't possible. His flexibility is also appriciated as we changed our numbers several times!"
– KRISTIN S in ,
"Scott is absolutely AMAZING! He is PROFESSIONAL, he has stellar COMMUNICATION, and he CARES about your transaction. He went above and beyond for us. I would recommend Scott 100 percent. Thank you!!"
– REBECCA D in ,
"Scott is great because he is always looking for the best rate for us in a timely manner."
– Jojo A in ,
"Scott was a pleasure to work with. He is knowledgeable and supportive. Scott was always available so answer questions and made the experience very easy. Thanks Scott!"
– JAMES F in ,
"I have worked with Scott for over 5 years. 1 remodel and 2 refi’s. All three experiences were smooth and easy transactions. Scott always kept me up to date with the status on our loan and was able to explain things to me in a way I could understand."
– Rino O in ,
"We couldn’t have completed our remodel successfully without Scott’s support and guidance."
– Trent W in ,
"It was great working with Scott. Really helpful. Highly recommend to anyone."
– Gurvir S in ,
"Great overall experience, highly recommend working with Scott."
– Mike M in ,
I help families create a game plan with their finances. I understand that everyone doesn't have perfect credit or large down payment, and or has a different timeline to retire.
My offer to you and your family is to create a game plan that is built on your needs, goals, credit, and assets for that new purchase or refinance.